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ROI Calculator

A smarter way to evaluate your next operatory.

How much could your operatory really bring in? Use our ROI calculator to model real-time projections for profitability, revenue growth, and cash flow based on your practice.

Dental Operatory

ROI Calculator

Customize the inputs to your practice. Instantly see the results.

Your practice details

$

Gross collections per day this operatory generates

D
%

Typical range: 50–80%

$

Total operatory package cost

%
$
PercentDollar amount
M
%

Established practices: 6–9% · Startups: 9–12%

%

Live results

Payback period
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months to break even
Average annual ROI
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over loan term
Annual cash flow increase
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net revenue after loan pmts
Monthly loan payment
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amortized
Revenue breakdown
Daily gross revenue
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Daily overhead cost
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Daily net revenue
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Working days / year
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Annual gross revenue
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Annual overhead cost
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Annual net revenue
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Loan & tax picture
Loan amount (after down pmt)
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Annual loan payments
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Year-1 Section 179 tax savings
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Additional annual net profit
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Annual cash flow increase
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All figures are estimates only. Financing terms, tax implications, and clinical revenue may vary. Please consult your accountant and your Belmont Representative for a complete and accurate evaluation.

Frequently asked

Questions

It uses the same core inputs as real financial planning, loan amortization, net daily revenue, and tax deductions, to provide a reliable estimate. Actual results will vary based on your cost of capital, procedure mix, reimbursement rates, and local tax rules. Use it as a starting point, then work with your Belmont Representative and accountant to build a proposal based on your specific numbers.

As of 2026, dental equipment financing typically ranges from 6%–9% for established practices with strong credit, and 9%–12% for startups or newer practices. Your Belmont Representative can help you compare lender options and secure competitive rates.

This calculator uses a default rate of 6.5%, assuming an established practice—adjust higher if you’re newer or opening a practice.

Section 179 allows businesses to deduct the full cost of qualifying equipment in the year it’s placed in service, rather than spreading it over 5–7 years. Dental chairs, delivery systems, operatory lights, and cabinetry typically qualify.

For many practices, this means a larger tax benefit upfront, helping offset costs when loan payments are highest. Always confirm eligibility with your accountant.

This calculator focuses on core financial inputs, loan, taxes, daily revenue, and cash flow. loan amortization, tax deduction, daily net revenue, and cash flow. It doesn’t include installation, shipping, staff training time, operatory build-out (plumbing, electrical, flooring), insurance, ongoing maintenance, or insurance reimbursement delays.

For a complete, line-item breakdown, contact your Belmont Representative.

Typical overhead for a general dental practice ranges from 60%–70% of collections. Practices with higher lab costs, multiple specialties, or newer facilities may be higher (70%–80%), while high-volume or fee-for-service practices may be lower (50%–60%).

If you’re unsure, start with 65% and refine it using your actual overhead from your CPA or practice management software.

Ready to see the real numbers?

Speak With a Belmont Representative

Based on your results, our team canwalk you through what these numbers could mean in real-world terms, from equipment choices to practice layout and growth potential. Talk with a specialist to explore next steps.